Hawaii Realty Group is based on Oahu, the most populated island in the Hawaiian chain. Honolulu is the state's largest city and Honolulu County is the entire Island of Oahu.  Like any large city, Honolulu is made up of smaller towns and sub divisions.  Here is a list of most of what you will find on Oahu.  We can help you buy or sell single family homes or condominiums anywhere in the state but these are the areas we specialize in.

Transactions in: Honolulu, Waikiki, Windward, Leeward, Honolulu Metro, Diamond Head, Hawaii Kai, Kailua, Kaneohe, North Shore, Central Oahu, Pearl City, Waipahu, Makakilo, Ewa, Leeward Coast, Maui, Big Island, Kauai

Neighborhood Transactions in: Ag/indl/navy, Ag/preserve, Ahuimanu Area, Ahuimanu Hills, Ahuimanu Knolls, Aiea Area, Aiea Heights, Aikahi Park, Aina Haina Area, Aina Haina Beach, Ala Moana, Alewa Heights, Aliamanu, Alii Bluffs, Alii Shores, Anchorage, Bay View Garden, Bay View Golf Course, Beach Parks, Beachside, Black Point, Bluestone, Campbell Industrial Park, Castle Hill, Chinatown, Club View Estate, Country Club Knoll, Coconut Grove, Country Club, Crestview, Diamond Head, Dillingham, Downtown, Dowsett, Enchanted Lake, Ewa, Ewa Beach, Ewa Gen, Ewa Gen Alii Court, Ewa Gen Alii Cove, Ewa Gen Carriages, Ewa Gen Cortebella, Ewa Gen Cypress Point, Ewa Gen Fiesta/del Verde, Ewa Gen Haleakea, Ewa Gen Haleakea Ii, Ewa Gen Kula Lei, Ewa Gen Las Brisas, Ewa Gen Latitudes, Ewa Gen Lofts, Ewa Gen Lombard Way, Ewa Gen Meridian, Ewa Gen Montecito/Tuscany, Ewa Gen Prescott, Ewa Gen Soda Creek, Ewa Gen Sonoma, Ewa Gen Summerhill, Ewa Gen Sun Terra, Ewa Gen Sun Terra On The Park, Ewa Gen Sun Terra South, Ewa Gen Terrazza, Ewa Gen Tiburon, Ewa Gen Trovare, Ewa Gen Tuscany Ii, Ewa Gen, Woodbridge, Ewa Villages, Foster Village, Government, Govt/ag, Hahaione-lower, Hahaione-upper, Haiku Knolls, Haiku Park, Haiku Plantation, Haiku Village, Hakipuu, Halawa, Halawa Heights, Hale Kou, Hale Lumi, Haleiwa, Halekauwila, Halepuu, Harbor View, Hauula, Hauula, Hawaii Loa Ridge, Heeia View, Hillcrest, Hoakalei-ka Makana, Holiday Mart, Huelani, Judd Hllside, Kaaawa, Kaalaea, Kahala Area, Kahala Kua, Kahaluu Town, Kahanahou, Kahuhipa Indstrl, Kahuku, Kailua Bluffs, Kailua Estates, Kailua Town, Kaimalino, Kaimuki, Kakaako, Kalaheo Hillside, Kalama Tract, Kalama Valley, Kalama/Coconut Grove, Kalani Iki, Kalihi Area, Kalihi Uka, Kalihi Valley, Kalihi-lower, Kalihi-upper, Kam Heights, Kam Hwy Makai, Kamehame Ridge, Kamilo Nui, Kamiloiki, Kamooalii, Kaneohe Bay, Kaneohe Town, Kaopa, Kapahulu, Kapalama, Kapio/kinau/ward, Kapiolani, Kapolei, Kapolei Knolls, Kapolei-Aeloa, Kapolei-Iwalani, Kapolei-Kai, Kapolei-Kekuilani, Kapolei-Malanai, Kapuna Hala, Kawailoa, Kawela Bay, Keaahala, Kealaula Kai, Keapuka, Keolu Hills, Ko Olina, Koko Head Terrace, Koko Kai, Koko Villas, Kokokahi, Koolaupoku, Kuakini, Kualoa Beach, Kuilima, Kukanono, Kukilakila, Kuliouou, Kuulei Tract, Laie, Lanikai, Laulima, Leeward Estates, Liliha, Lilipuna, Lualualei, Lulani Ocean, Luna Kai, Mahalani, Mahinui, Maili, Makaha, Makakilo-anuhea, Makakilo-highlands, Makakilo-highpointe, Makakilo-kumulani, Makakilo-lower, Makakilo-palehua Hgts, Makakilo-royal Ridge, Makakilo-starsedge, Makakilo-upper, Makakilo-wai Kaloi, Makakilo-west Hills, Makiki, Makiki Area, Makiki Heights, Malaekahana, Manana, Manoa Area, Manoa-lower, Manoa-upper, Marina West, Mariners Cove, Mariners Ridge, Mariners Valley, Matson Point, Maunalani Heights, Maunawili, Mccully, Metcalf Acres, Mikiola, Mililani Area, Mililani Mauka, Military, Miomio, Moanalua Gardens, Moanalua Valley, Moiliili, Mokuleia, Momilani, Nanakai Gardens, Nanakuli, Napali Haweo, Napua Point, Navy/federal, Newtown, Niu Beach, Niu Valley, Nuuanu Area, Nuuanu-lower, Ocean Pointe, Old Pali, Olomana, Paalaakai, Pacific Heights, Pacific Palisades, Paiko Lagoon, Palama, Palolo, Parkway, Pauoa Valley, Pawaa, Pearl City-lower, Pearl City-upper, Pearlridge, Pikoiloa, Pohakupu, Portlock, Preserve, Punahou, Punaluu, Punchbowl Area, Punchbowl-lower, Puohala Village, Pupukea, Puualii, Puunui, Puupanini, Queens Gate, Renaissance, Robinson Heights, Royal Kunia, Royal Summit, Salt Lake, Sand Island, School, Seaview, Spinnaker Isle, St. Louis Heights, Sunset Area, Sunset/velzy, Temple Valley, Triangle, Ualakaa, University, Valley Estates, Village Park, Wahiawa Area, Wahiawa Heights, Waialae G/c, Waialae Iki, Waialae Nui Rdge, Waialae Nui Vly, Waialae Nui-lwr, Waialua, Waianae, Waiau, Waihee, Waihole, Waikalua, Waikele, Waikiki, Wailuna, Wailupe Area, Waimalu, Waimanalo, Waimea, Waipahu Estates, Waipahu Gardens, Waipahu Triangle, Waipahu-lower, Waipio Gentry, West Marina, Westloch Estates, Westloch Fairway, Whitmore Village, Wilhelmina Rise, Wilikina, Windward Estates, Windward Mall and Woodlawn.

If you are thinking of buying a home in any of these areas and would like to expect to receive Concierge Level Service from professionals that know what service means, give us a call at (808) 630-1828.  AND if you are thinking of a transaction in an area that is not on our list, PLEASE drop me a line at Mike@GreatHawaiianHomes.com.  We pride ourselves on knowing every knoock and cranny of this island!

Hawaii Realty Group, Hawaii's largest privately own real estate company is where we now call home.  Hawaii Realty Group's state of the art systems and management offer an unbelievable value to our clients and it is for this reason we have made the move.

In today's real estate market in Hawaii, finding the right real estate agent representation is critical. With real estate expertise for both home buyers and sellers on Oahu, you've found the right source for all of your real estate needs.

Whether you are looking for a new home in Honolulu or you are in the preliminary stages of Hawaii real estate search, we can help. With the introduction of the Internet, finding a home is easier than ever. Through our real estate web site, you have the ability to search virtually every home for sale on Oahu.

In addition to accessing homes and real estate for sale in Honolulu, Pearl City, Aiea, Kaneohe, Kailua, North Shore, Kahala, Waimanalo, Hawaii Kai, and other communities on Oahu, Hawaii this web site features comprehensive community information for these areas that will help guide you in selecting the right real estate or home for sale. 

This web site features every real estate tool you need when looking at Oahu real estate for sale. You can browse our exclusive homes for sale, search virtually all area homes for sale through our property search, calculate mortgage payments on your next home with our real estate mortgage calculators, access home buying and home selling tips, get tremendous area information about Oahu, Hawaii. Furthermore, you can find out how much your home is worth, and access comprehensive information about us as your real estate buyers agent and your real estate sellers agent.

When you are considering your next real estate transaction or are looking for real estate representation, please remember we will do everything possible to make your real estate experience smooth and enjoyable. Selecting the right real estate agent can be a difficult decision, but with our real estate expertise associated with home buying and home selling you can be sure you are receiving the best representation possible.

Thanks again for visiting, and please note that you can access the real estate site map for quick links to real estate and homes for sale as well as to find everything you will need to know about real estate in Hawaii.

Tips for searching for Hawaii real estate on our web site In addition to finding property for sale in Honolulu, quick links to other areas of this real estate site will provide you with the information you are looking for. For information about Hawaii real estate and how it applies to our local real estate and home buying and home selling services you should view our Realtors Personal Info page, our Testimonial Realtors page, and our Honolulu Real Estate and Homes for Sale Real Estate Info Request page.

To learn about Honolulu and surrounding areas such as Honolulu, Pearl City, Kailua, North Shore, Kahala, Kaneohe, Hawaii Kai, Aiea, Kapolei, etc you should visit our Honolulu Real Estate and Homes for Sale Area Information section and our Community Real Estate and Homes for Sale page. For real estate searches for homes, commercial real estate, multi-unit properties, condos, rentals, and income properties you should access our Honolulu real estate and homes for sale Real Estate Search.

As far as contacting us with any and all of your real estate and home requests, please email us at Mike@GreatHawaiianHomes.com or use our Honolulu Real Estate Buyers Request Form which allows you to request homes for sale, our sellers Honolulu real estate and Honolulu homes for sale Real Estate Request Form, and our General Honolulu Realtor Request Form for general real estate requests related to single family residents, homes for sale, commercial listings, and automated real estate e-mail notification sign-up.

Our "What's Your Home Worth" Form is a great way for you to find out the value of your Honolulu home from a Realtor who specializes in the Honolulu real estate market. The Dream Home Real Estate Home Finder Form allows you to request your ideal home or other real estate.

We thank you again for your time and we look forward to assisting you with our fabulous Concierge Level Services.

Warm Regards-

Mike & Gayle

Hawaii Realty Group

Built With Our Customers In Mind

Hawaii Realty Group is the largest locally owned and operated real estate firm in Hawaii.  Hawaii Realty Group has been built by Brandon and Stephanie Price, a family with long time Hawaii ties and shares the value of our people. Hawaii Realty Group is committed to our clients and because of this commitment, our company is full of agents who are highly qualified to assist you in every aspect of Hawaii real estate.  Hawaii Realty Group has recently brought the high powered team of Mike Ramsey Fujita and Gayle Fujita Ramsey over from Realty Executives Oahu.  Mike was their Vice President of Real Estate Sales and Marketing.  They are also members of the Top 1% Club, Top Producers and even trained New Realtors with Gayle's Executive Training Program.  

Mike and Gayle are Residential Property Specialists and are more than qualified to assist you with any and all of your Hawaii Real Estate needs.  From Luxury Beach Front Homes and Condominiums to First Time Home Buyers and Investment properties, you can count on Mike & Gayle to give you the best service and provide you with counsel leading to one of the smartest investments you can ever make.

The mission of Hawaii Realty Group is to provide our clients and customers with the most honest, ethical and informative real estate service possible.

Hawaii Realty Group incorporates proven, professional state of-the-art techniques specializing in the marketing, listing and selling of new and resale homes, residential communities, condominiums, home sites, and undeveloped land.

Hawaii Realty Group is a creative, innovative and people-oriented organization and leads the pack with most up to date technologies which allow our staff the ability to provide unmatched service to our clients.

Hawaii Realty Group's Core Values

• Commitment to Our People

• Commitment to Servant Leadership

• Commitment to the Highest Standards

• Commitment to Good Citizenship

It is these principles that have allowed Hawaii Realty Group to be one of the fastest growing and most successful Real Estate Brokerages in the entire State of Hawaii. Through our excellent service to Hawaii Real Estate Buyers and Sellers, we have only increased our client satisfaction rate. We are always creative and will never stop finding better methods to assist our clients and customers.

If you are a Real Estate Agent and are thinking of a change, please feel free to give me a call and I will be happy to personally introduce you to Brandon and Stephine.

Warm Regards-

Mike

Great News for Hawaii's First-Time Home Buyers!

HUD recently announced that qualified First-Time Home Buyers who want to take advantage of the available tax credit of up to $8,000 now have another option available to them to help them become homeowners.  Please remember that there are a great many programs available to help you qualify and to be considered "Qualified".  Phone a reputable Mortgage Broker or phone us and we can refer you to one. Tana Feeley is a Vice President at Central Pacific Homeloans and is a good place to start.  Contact her at tfeeley@cp-homeloans.com.  Another wonderful Mortgage Broker is Steven Penske, Branch Manager at Home Mortgage Resources in Honolulu, (808) 375-8422.  Please let them know we referred you to them as they take EXCELLENT CARE of our clients.

It's clear that first-time home buyers have been having a major impact on the housing market this year.The National Association of Realtors announced that first-time buyers, who typically account for less than 40% of home sales each year, have been especially busy…in March, homes that were purchased by first-timers accounted for 53% of all sales, and this percentage is expected to hold true for all of 2009.

With home affordability higher than ever, available tax credits and some of the lowest interest rates ever recorded for home loans, who can blame them? Particularly as a first-time buyer, there may never be a better time to buy a home than right now.

However, the availability of a tax credit, while a great incentive, does not put the money in the hands of a buyer right away. HUD's announcement now allows for prospective and qualified home buyers to borrow the money from approved agencies and lenders.

While details of participating lenders and HUD-approved agencies are not yet available, this should greatly help prospective first time home buyers to get busy searching for their next home.

As further details become available, I will post them here for you, or you may contact me anytime.  We are so excited that one more barrier to home ownership is being removed so the time to start shopping is now!

Gayle and I are also very pleased to share that we are now with Hawaii Realty Group.  We are the LARGEST Privately Held Real Estate Company in Hawaii and we now have offices across the Island of Oahu.  We will be happy to meet with you at any of our offices at Kapolei, Hawaii Kai, Waikiki or even at your favorite Starbucks!

Warm Regards-

Mike

It looks like many people are getting back to basics in many areas in their lives.  We are not driving HUGE SUVs as much as we were a couple of years ago, vacations are not as extravagant as they were, we are not going to Costco and making the "Fun" purchases of stuff we just couldn't live without like we did and we seem to be doing more around the house like we did when we were kids. 

A house can be made from brick, wood and even steel frames these days.  It has walls, a roof, maybe some stairs and maybe even a yard for the kids to play in.  The funny thing is that none of these things make a house a home.  It takes love, some family and or friends and maybe some memories- both good and bad.  These days, in addition to these things, another element that many people are bringing into their homes are pets.  Now that we are home more and focused on creating a home, lots and lots of people are bringing puppies home.  It may be the unconditional love, coming home to a furry friend that simply wants to be with you or perhaps the loving companionship.  There are a zillion reasons that we are spending time and money bringing pets into our homes and being an animal lover, I could not be happier!

Gayle and I are not only animal lovers, are are breeders of Goldendoodles and Labradoodles here in Honolulu.  While we are breeders, we actually look at each puppy as a member of our family.  We have a litter of Gooldendoodle puppies right now that are 7 weeks and have have just had their first set of shots.  They have also just had their vet check and are all happy and healthy and ready to go to their new homes.  Three of the seven have already been adopted so we still have four puppies.

The mom of the Gooldendoodle Puppies is Missy, our Standard Poodle and the dad is Buddy, a gorgous Golden Retiever.  These dogs are wonderful family dogs and we know Goldendoodles to be a Wonderful Family Breed.

 

We have 3 Black Females, 1 Black Male and 3 Creme Males.  They range from 6 pounds to 8 pounds with 4 puppies right around the mid 7 pound range.  Full grown, the males should be 65 to 80 pounds and the females from 55 to 75 pounds.  If you would like to make a wonderful addition to your home and or family, please call Gayle at (808) 388-1485.

 

 

 

 

 

Here is some information about Doodles. It's pretty technical so if you would rather just love them, stop reading here. If you would like to know what goes into the making of one of our beloved Doodles, Heeeerrreeee you go!

What do all the Doodle breeding letters and numbers mean??? F1 = 1st generation puppy - 50% purebred-A and 50% purebred-B - for example, a Golden Retriever to Poodle cross, this is first generation, resulting in healthier offspring. In this particular Goldendoodle cross hair type can be smooth like a Lab or wirey look like a Irish wolfhound or Wavy/Shaggy, they can shed or not shed, pups in the same litter can vary. This is not the best cross for people with severe allergies. F1b = Backcross puppy - 25% purebred-A and 75% purebred-B. For example, an F1 Labradoodle and Poodle cross; this is Labradoodle bred back to Poodle, Wavy Curly shaggy look doodle very consistent in coat types. F1b is very likely to be non shedding and allergy friendly and is an easy coat to take care of. F2 = Second generation puppy - F1 hybrid crossed with an F1 hybrid - for example, an F1 Goldendoodle crossed with an F1 Goldendoodle. This combination you get the same percentage of purebred-A as purebred-B as you would an F1 hybrid. In the case of the Goldendoodle, they are more likely to shed. F2b/Multi-generation = second generation backcross puppy = F1 bred to a F1b (hybrid backcross). Coat types wavy to curly. Also MOST LIKELY to be Non-Shedding and allergy friendly. This is also the first generation of the multi-generation Goldendoodles.

If, by chance you need a new home to make a home for yourself and your new puppy, we can also help you there.  For all matters Real Estate, have a look at our website at http://www.GreatHawaiianHomes.com.

Cheers-

Mike

Short sales are a hot topic in the Hawaii Real Estate Market right now.  If you are a buyer you are wondering how a Short Sale will affect you.  If you are a Seller you are wondering if a Short Sale will help you.  If you are a Realtor you are concerned about Hawaii's Act 137, or you should be.   It is not a coincidence that short sales in Hawaii are on the decline and Lender Sales or the sales of Bank Owned Properties have increased in numbers through fall and winter.  This is due to Act 137.  Here's one of the act's new rules "The seller of a distressed property has the right to change his mind up to two weeks after the property has closed escrow when a distressed property consultant has been used in the transaction."...go figure...

The fact is that we can help you with a short sale, both on the buyer's side and on the seller's side.  There are simply very specific rules we must follow to protect all parties involved.  

The most often asked question is what is a short sale?  Basically, it is when the amount owed on the home is more than what the home can currently sell for. 

If you are looking at property as a buyer and you notice that it is a short sale, what this means is the home is listed at less than what is owed to the lender or lenders.  The process of a short sale can be difficult and frustrating; however, if a buyer is patient he or she might be able to obtain a property for a great price.  We have to stop here for a moment.  There is a huge difference between a short sale and a short sale of a distressed property.  If a homeowner is able to pay the lender the difference between the sales price and what is owed, chances are that it is not a distressed property.  The lender would not be involved any more than a normal sale.  If the lender is asked to forgive the difference of what is owed and the sales price or put off a foreclosure or in many cases both, then it would be considered a distressed property and the lender or lenders will be very involved in the sales process. 

Some banks will give approval for the seller to move forward with a short sale prior to receiving an offer.  Other banks will not even consider a short sale until offers are received.  Obtaining approval from a bank can sometimes take months depending on the lender.  This is where patience comes into play.  However, once approval is received the bank can sometimes be impatient to get the property to close.  With that in mind, when dealing with a short sale once you receive approval move quickly to ensure you close by the deadline issued by the lender. 

If you are a homeowner and need to sell your home now and can't wait for the market to change so you will be able to cover what is owed, you will fall within the short sale category.  Unless, you are fortunate enough to be able to pay the difference that is owed after the sale, you will have to deal with your lender.  Some homeowners prefer to pay the difference because they do not want their credit ratings to be affected.  For those unable to pay the difference there are steps you should take immediately. 

•1.       Call your lender and let them know that you will need to request a loan modification or short sale approval.  Your Lender will ask for specific documentation and you will need to get these to them in order for them to review your request and grant it. 

•2.       If you had 100% financing you probably have a 2^nd mortgage, or if you have a Home Equity Line, you will need to contact the lender and ask what their procedures are for a short sale and what documents they need in order to consider granting your request.  Please be aware that having a second mortgage will most likely cause delays in moving forward with a short sale.  If you are lucky enough to have both loans with the same company you will be much luckier in moving forward. 

•3.       Contact a Realtor who is familiar with Short Sales and Act 137.  They will be best able to help you with the process.  Act 137 is an act that binds our hands as your Realtor and really doesn't help you as the homeowner.  Although written by our Hawaii legislature and signed into law last June by Governor Lingle in order to protect the consumer, i.e. the homeowner in financial distress, in the long run it doesn't.  Realtors are advised by legal counsel not to contact lenders of their clients for anything.  Clients need to do it themselves or hire an attorney or hire a "Distressed Property Consultant".  We understand that this is nuts and we want to help; however, our hands are tied.  Sometimes we have been able to obtain assistance from a Buyer's Lender once in contract to assist us since Attorneys and Mortgage Officers are exempt from the law. 

Once you have a hired a Realtor, submitted the documents requested by your lender and received approval to move forward with the short sale, your Realtor will aggressively try to sell your property for you.  When a contract is accepted by your mortgage company the transaction will move forward like any other, with exception to documents at closing being forwarded to your mortgage company along with all proceeds.  Occasionally at closing you will be required to pay a sum.  This varies depending on your situation.

When you are going to pick a Realtor to help you, we hope you will pick us, Mike Ramsey Fujita RA, Vice President of Realty Executives Oahu and Gayle Fujita Ramsey RA Director of Training, Realty Executives Oahu (808) 630-1828 Mike@GreatHawaiianHomes.com http://www.GreatHawaiianHomes.com

 Hi Everyone-  It's nice to be back!  The last several months have been Crazy-Nuts!  We have closed all of the properties we had planned to close with one more to close just before the end on November.  I thank all higher powers for their assistance for them doing so!

Through this period, I, like most of you, have been watching our "Political Circus" doing what it do.  I've laughed out loud, cried, scratched my head and said, "Huh?" and even shouted at the TV a couple of time (Because it really needed it!) in response to the silliness coming out of someone's mouth.  A realtor outwardly sharing his political views is as about as proper and wanted as a Waiter in a Restaurant sharing with you that you look heavier or balder since he saw you last.  These scenarios do not usually end well.

Party politics aside, the response from congress over their THREE plans/programs that have ALREADY BEEN PUT IN PLACE and their SURPRISE at the LACK of homeowners facing foreclosure taking advantage of these programs to improve their situations, was for me, a scratch my head followed by a shake and a "what in the HECK are they thinking???!!!" moment.

1.  In just about the best case scenario, an organized, articulate and very intelligent homeowner face to face with a foreclosure is being barraged by phone calls from every debt collector they have ever heard of, are highly stressed out and probably pretty freaked out at and their being in the position of being close to losing their home.  Then there are all of the secondary stress' of how they will deal with and live without credit, public shame and so on.

2.  In the worst-case scenario, the homeowner is NOT an organized person.  Is not sure what happened to make his mortgage payments go up so high or his personal income drop.  His head is spinning just like the homeowner above, however, in this case, it is highly unlikely that even on a good day, he would be able to locate, apply, follow through and jump through the government's hoops (requests for personal financial information) to help himself to take advantage of one of the government's new homeowner assistance programs.

Please do not misunderstand me.  Perhaps the problem up to now is that the politicians putting these programs together have never been through a foreclosure while trying to care for their families with small children.  If this is the case, it's sort of like a person creating a self healing program for Cancer Patients' Emotional Sides without the writer ever having had Cancer and not knowing what feelings and thoughts these people are feeling or at what level of comprehension a victim could be reasonably expected to have.

The ART of Promotion (Asking a Nation of Homeowners in Trouble to Step Up and Embrace one of three programs to help themselves to save their homes, is actually NON-PROMOTION!) involves planning, execution and follow up to reassess weather the plan reached it's target and if you realized your desired results.  These plans to help homeowners in trouble are going to be a very big part of what has to be fixed to get our economy moving in the right direction.  Every American Homeowner In Trouble Should Have Heard So Much About Them, That Calling the 1 (800) Number To Start The Process Of Relief Should Have Been Second Nature!  Once again, these important programs as well as future programs are what is going to CURE our DYEING ECONOMY.  There is almost NOTHING more important for our Nation and Government to focus on right now.

On a side note, I am REALLY excited about the mandated switch to Digital for our TV's!  All we have to do is call the government's 1 (800) Number on the Television Advertisements and they will send us a coupon for a discount on the converter box so we don't have to miss any of our favorite weekly TV Shows!  How cool is that!

OH PLEASE!  All of us knowing about the switch to Digital but having no clue how to, who to or where to call to take advantage of d different one of the government's programs which will save family's homes in the face of the WORST Financial Crisis in the history of our country?  Where did we go so wrong????  Can someone help me understand?

Mike Ramsey Fujita RA, Vice President Realty Executives Oahu,

Mike@GreatHawaiianHomes.com (808) 630-1828.

 

I have been a big supporter of Honolulu's Lite-Rail project from way back when.  It has taken so long to get this system going, I now have to wonder why we are not simply putting in more freeways?  Our transportation department drilled a hole through the mountain that runs down the center of the island (Oahu), three times and each time they did they connected it to the only freeway we had, which is H1.  They widened the road from Hawaii Kai and also connected it to H1.  A newer (H2 twenty+ years old) freeway comes down the mountain from central Oahu and guess which highway they connected it to?  Yup...H1.

Needless to say H1 is a mess from 5 AM to 10 AM, anytime around lunchtime, and then from 2 PM to 6:30 or 7 PM. 

I guess my question is, how much will a rail system help our traffic?  Doesn't it make sense to to build a new freeway system, one where you can get from one freeway to the other without simply being dumped into an already snarled traffic situation on the only existing cross town freeway?

We can call the AR Express.  It sould start downtown and end downtown and go all the way around the entire island.  This will cut traffic congestion by 50% as long as it has four lanes in both directions.

Has rail worked to cut congestion in your city?

Cheers-

Mike

...sent via iphone, sitting in traffic...

The Real Estate Market on Oahu has been fairly stable.  As residential mortgage interest rates have moved up, home prices have dipped a bit.  The US Government took over Mortgage Giants Fannie Mae and Freddie Mac two days ago in an effort to stabilize the country's real estate market.  What took many of us by surprise was that they lowered mortgage interest rate by nearly a 1/2 point!

For homebuyers with good credit, with FICO scores in the 700's, 30 year Fixed Rate Mortgages are available again at 6% with 0 points!  Combine this with the large amount of homes on the market and you have a winning combination!

My favorite mortgage broker called me with the great news yesterday afternoon and I wanted to pass it along.  Tana Feeley is a VP at Central Pacific HomeLoans and she is one of the best Mortgage Brokers I have ever worked with, and I have worked with many of them.  She is the only person I know that might be able to actually return phone calls Faster than me!

The main thing, when you are shopping for a mortgage is that you are comfortable with whomever you are

 working with.  It is always a good thing to shop around to be sure you are getting the best deal.  Compare  money out of pocket at closing and monthly payments.  Don't look too hard at the Interest Rate because many companies stick in various charges and fees that will actually increase your monthly payments. 

Have a great day. 

Cheers- Mike

     Hulupala Project Management was created to assist our clients
with their need for honest and straight foreword  Residential Project Management on Oahu.

     In even a relitively simple residential renovation, there are many "Sub-Contractors" and each has a specific area of expertise.  We will help you select the right team for your requirements.  Hulupala Project Management is not a General Contractor, rather we will help you select the right General Contractor, Architect, Pool Company to refinish your pool and all of the other Sub-Contractors you will need for your sucessful renovation project.  

     A Project Manager is like the conductor of a symphony.  By coordinating each individual part, we create harmony and a high level of efficiency.  We work to supervise the onsite team of sub-contractors and their employees and hold them accountable to Timelines, Budgets and Professionalism.

Here is a more specific outline of our duties;

     Hulupala Project Management plans, directs, and coordinates activities of projects to ensure that goals or objectives of projects are accomplished within prescribed time frame and funding parameters. We may report to a director and we may have supervisors reporting to this position.

 

 

   Hulupala Project Management reviews project proposals or plans to determine time frames, funding limitations, procedures for accomplishing projects, staffing requirements, and allotment of available resources to various phases of projects. We establish work plans and multi-disciplinary staffing for each phase of project, and arrange for recruitment or assignment of project personnel.
 

     Hulupala Project Management manages project supervisors/leaders assigned to specific projects. Confers with project staff to outline work plan and to assign duties, responsibilities, and scope of authority. We may manage sub-contractors and their workforce. We direct and coordinate activities of project personnel to ensure project progresses on schedule and within prescribed budget. Reviews status reports prepared by project personnel and modifies schedules or plans as required. Prepares project reports for management, client, or others. Confers with project personnel to provide technical advice and to resolve problems.

  
Hulupala
Project
Management
for assistance in renovating your residential property.  

 

 

 

The first platform I ever used for getting our information on to the "Information Super Highway" (Sorry for using the 1980's term) was Active Rain.  It is still one of the best ways to get information out to your target market.  There is a new and much smaller platform slowly growing across the World as we speak.  It is called WOMF or Word Of Mouth Forum.

Not all communities are lucky enough to have a WOMF of thrie own, but Hawaii is one of the lucky places.  The main difference with WOMF and AR is that each posting is reviewed for content and there is no self promotion or negative comments allowed.  It is a place for people in a community to go when they have questions about anything.  As a Realtor, I can write posts about anything Real Estate as long as I don't ask people to call me or talk about the services I provide.  I am able to buy a small Banner Ad and these Ads are actually free right now.  My Ad matches my Avatar or WOMF Face so people know that I am the same person the wrote the posts. 

The other main thing I love about WOMF is that it is 100% directed at and to my community, or the areas I sell Real Estate in.  Every person on WOMF, 18 and over, could be a client of mine.  On AR I can reach thousands and thousands of people but they are spread all over the country.  Most of the time the best I can hope for is a referral. 

In their own words, this is how WOMF describes themselves. 

Aloha Hawaii!
WOMF is about you. Your experiences, your opinions and your expertise. We want to hear what you have to say. Go ahead...Register and WOMF. It's easy!!

The Voice of Us^TM
WOMF is about our community talking to itself. Please pass this site on to friends you value the opinion of and ask them to do the same. The more we share the better it is for everybody. Mahalo!

I have talked as great deal with the WOMF Office on the Mainland and Lee Marshall is a wonderful guy.  He is passionate about WOMF and Hawaii WOMF.  We are very lucky to have a piece of our own of a world wide platform like Hawaii WOMF.  I am starting a WOMF Club here in Honolulu.  We will be focusing on helping businesses understand how to use and make the most of the Internet Marketing and the WOMF Platform.  If you would like to be a part of our group, please email me at Mike@GreatHawaiianHomes.com or phone me at (808) 630-1828.

Cheers-

Mike

Hi All!  If your are on Oahu, please join us at our first open house at 94-783 Kepakepa Place in lovely Waipio Gentry.  This is a very well cared for 2 bedroom 1 Bath home with creamic tile, designer tile in bathroom, fenced yard, private lanai off guest room, updated kitchen, two car garage and is Move in Ready!  MLS# 2812392  Listed at $519,000.  Call Mike Ramsey Fujita RA at 808-630-1828. 

I HOPE YOU WILL ALL BE ABLE TO COME BY THIS AFTERNOON!

Cheers-

Mike

Hi All!  If your are on Oahu, please join us at our first open house at 94-783 Kepakepa Place in lovely Waipio Gentry.  This is a very well cared for 2 bedroom 1 Bath home with creamic tile, designer tile in bathroom, fenced yard, private lanai off guest room, updated kitchen, two car garage and is Move in Ready!  MLS# 2812392  Listed at $519,000.  Call Mike Ramsey Fujita RA at 808-630-1828.

I believe the politics and the service industry go together like...well as I am trying to think of a politically correct example of total opposites, I can't...but they don't go together at all.  The traffic in Honolulu is nasty, and I am one of those nuts that LOVES to drive!

We had a plan to put a rail system in place years ago but the incoming mayor killed the plan.  Several mayors later it's back!  We need it so bad, it's crazy that there is actually a Stop Rail Now" group.  I don't know where these people live or who is behind them (Big Oil Perhaps???) but they must sit in the same traffic I do.  Over the years it has become more and more packed on our streets and freeways.

What we will also need is a new freeway.  The new freeway should run from deep on the West Side of the Island, past the Kahi Power Plant, through Kapolei and Ewa Beach and finally merge with the H1 on the far side of Downtown Honolulu.  In the past we have build new freeways and just connected them to the end of the previously built freeways.  The congestion at the merges creates a back up that takes a 20 minute drive and turns it into a 90 minute ordeal.

Rail will make an excellent first step and we will be able to expand it once we have the basic system in place.  I would be very happy to ride an elevated train to work and save 50 to 60 minutes in the mornings and afternoons.  Please join us at go rail go!

 

If you are a first time homebuyer or a homebuyer returning to an unfamiliar market, you may be time to educate yourself.  With the Internet, it is easier than ever to gain access to information or you can sit down over a cup of coffee with your Realtor and get all of your facts.  Call "Honolulu Realtors Mike and Gayle" and they will even buy the coffee!

The Real Estate Market can almost be thought of as "Alive".  It has mood swings, up days and down days.  It does not tend to like Rainy Days, Extreme Weather and kind of like the Grinch that Stole Christmas, it does not much care for the Holidays.  When a Buyer enters the Real Estate Market, the Buyer must build an understanding of That Specific Housing Market. 

You must determine what you can afford by locking in your interest rate with a qualified Mortgage Broker and knowing the corresponding monthly payment.  Locking in an Interest Rate and Floating an Interest Rate for a residential mortgage are two very different things; you pay to float a rate.  The amount you understand to be your monthly mortgage payment has to include Taxes, Insurance, Maintenance Fees, Association Fees and any other reoccurring monthly fees directly associated with your mortgage payment. 

The next step is to find a home that is a good fit for you and for your lifestyle.  Not so long ago, a buyer would call a Realtor and then the Realtor would show them the homes that the Realtor thought would be a good fit for them.  Buyers would also ask friends about Oahu homes for sale in the areas the friends lived in, look in the newspaper in Honolulu Homes For Sale section, go to all the open houses and then still only have a partial view of all of their options.  Today we have the Internet.  Eighty percent plus of all people that are going to enter into a Real Estate Transaction start on the internet doing their research to educate themselves.  This includes both Buyers and Sellers.  Property Searches on websites range from awkward to highly functional.  We put a TON of thought into ours and looked at it from our client's perspective.

Because the Internet is the way, many people find some of their own properties on Oahu, our job in the initial stages has become much easier.  As a result we have decided that 6% listings, 3% to the buyer's agent and 3% to the seller's agent) is too much.  We have started rebating 20% of our buyer's side commission back to our buyer clients.  Call Honolulu Realtors Mike and Gayle for more information.    

Even with our 20% Rebate Program, this transaction will likely become your largest asset ever so there is little room for error.  On average, the National Association of Realtors estimates that homes double in value every ten years.

The entire process can seem overwhelming, so break it down to a step-by-step process with the result being that you will own your own home.  We use time lines and reminder calls about meetings, inspections, signings and closing to keep us all on track.

To this end, Gayle and I have created a list of Do's and Don'ts to help buyers in this market.  The more you understand about the process, the more confidence you will have and better decisions you will make about your new home.

The Dos

DO educate yourself on housing information in the areas you might want to buy in. Begin your search by arming yourself with information. RealtyTimes Market Conditions gives you a snapshot of thousands of local markets.  Stick with the Local, known, long-time real estate information websites like  GreatHawaiianHomes.com and Hulupala.com and you will learn more than you need to know about Oahu homes for sale and buying real estate on Oahu.

DO examine your credit score. You need to know your credit score. You may need to request corrections if there are errors. You may need to adjust your habits if your credit behavior is less than stellar.  You might also need to take those steps before seeking a loan.  This is an EXCELLENT time to look for a Mortgage Broker.  The Mortgage Professional you work with should be very professional, treat you well, return calls and emails quickly and hopefully be able to sit with you and let you know the steps you need to take, if any to bring your score up, or bow at you feet if you have a great score already.  Different loan programs, like any other product, have different "Costs".  These Costs may be points, or fees, or the necessity or a better than average credit score.  Click on the picture of Honolulu Realtor Gayle Fujita Ramsey and Shiloh for a link to her website talking about Credit Score Repair.

Your credit report is free from AnnualCreditReport.com .  You can stagger retrieval of your credit report from each of the big three credit bureaus, getting one from a different agency every four months. Your report is free, but you may have to pay a small fee for your credit score (a numerical scoring of your creditworthiness) that lenders use to determine everything from your Mortgage Rate to Points they will charge you for making the loan.  Learn more about your score at Privacy Rights Clearing House.

DO get yourself Pre-Qualified or Pre-Approved.   Knowing what you are looking for as far as price will greatly help you in your search for your new home.  The truth is the people tend to try to buy as much home as they can and often find themselves struggling to make the next 30 years of payments that follow. Go with the numbers and stay unemotional, until you find the right home at the right price, then do Your Happy Dance!  An excellent Oahu Mortgage Broker is Tana Feeley CMPS, Vice President of Central Pacific HomeLoans.  Sellers will want to work with the buyer that has the best chance of completing the transaction and not falling out of escrow due to financing problems.

DO work with Your Realtor to line up Your Team of Professionals.  As a Realtor, I do Real Estate Transactions day in and day out.  I maintain a list Real Estate Professionals that I will suggest to my clients to use.  The reason for this is that I have seen great mortgage brokers, inspectors, architects and contractors and I have seen bad ones.  My job is to protect you and your best interest.  When I have a client that tells me they have a Mortgage Broker already to go, I cringe.  I keep an open mind and hope the person is a great one.  When calls are not being returned or the person has a poor attitude on the phone, red flags go up and I know I will have to be Extra Alert when it comes to their paperwork.  We often do other people's jobs to help a transaction move smoothly and protect our clients.

DO look down the road ahead and buy a home that will fit into your lifestyle and needs.  This may not be the last home you purchase so try to anticipate upcoming events.   Starting a family or sending the kids off to college, starting a new business, starting a new job, Possible Elder Family Care are all things to take into consideration when deciding on your new home.

DO set your priorities of Needs vs. Wants vs. MUST HAVES.  Write these items down on paper so you will stay on track during your search.  It is OK to change the list during the search, but when you do, put it on the paper!

The Don'ts

DON'T jump at the first house you see. Keep an open mind and compare everything you saw at the end of the day.   Speak about what you liked and did not like about each homes as you leave with your Realtor.

DON'T buy more house than you can afford. Lenders will often loan you up to as much as your credit worthiness will allow, but that may not be what you can comfortably afford.  ON the National News, we heard repeatedly, "It's not my fault.  They told me I could afford the house and they gave me the money" (that house is now in foreclosure). It is better to live with a comfortable mortgage payment in a home that you can upgrade latter if you decide to.  I have a client that bought a home in one of Oahu's Luxury Neighborhoods for $1,500,000 and she said, "Wow, It's like this house only cost us $600,000!"   This is because they bought smaller home years ago for $600,000 and when their family grew; they sold the first and bought the new one.  As the market moved up in value across the island, their home kept pace.  

DON'T treat your home like a short-term investment. Homes appreciate and depreciate in cycles.  These cycles aren't so predictable. Don't expect your home's value to skyrocket. Buy a home because you need a roof over your head, not for a quick profit.

DON'T try to exactly time the market.  Trends happen year to year, not transaction to transaction.  Buy your home because it fits your financial and lifestyle needs.  More people miss a great opportunity because the market moves up and they sit on the fence because they missed the bottom.  It's kind of like trying to take a picture of the exact moment a "Superball" (by Whamo) is in full contact with the ground before it jumps up thirty feet.  Good Luck!

DON'T buy a complicated Mortgage Loan. Talk with your Realtor about what you are thinking of for your loan, we have heard some crazy stories and will happily share with you any red flags we see.  In this market, shopping around for the best loan and MONTHLY PAYMENT is an excellent idea.  Read every detail of your loan contract and get some help understanding terms and provisions that confuse you. Again, lifestyle is key. Get a loan that fits.

For more Dos and Don'ts call on "Honolulu Realtors Mike and Gayle."

Hulupala.com for Oahu Homes For Sale, Oahu Relocations, Oahu Real Estate Information, Oahu Realtors Mike Ramsey Fujita and Gayle Fujita Ramsey RAs, Relocation Kits for Oahu, Oahu Home Buyer Kits and Oahu Home Seller Kits. 

Calling all Horse People on Oahu!!!  Bert Miranda is coming to Oahu for three days of Private Horse Lessons.  Bert will help your Horse and YOU to work together and have the ability to go in whatever direction you wish.  I have placed the flyer for the event below as well as the contact information for Roberta Rita.  Her area code is 808. 

If you don't have a horse, you are more than welcomed to aduit the daily sessions.  The audit cost is just $25.00 per day.  Please call Roberta for directions to the ranch on Oahu or email Gayle at gfujita@hawaii.rr.com .

We hope you will be able to join us at Ham's Flats from August 14th to the 16th!  If you need a home closer to the trails, we can help you with that as well!  The are lots or great homes within minutes of Oahu's Horse Country and Equestrian Centers.  For a complete listing of Oahu Homes For Sale, please see our click on the Oahu Homes For Sale Button.

CALLING ALL HAWAII REAL ESTATE AGENTS!

If you are a Hawaii Real Estate Agent who wants to increase your business or have been thinking about getting your license activated, your time is NOW and this class is for you, please join us!

Realty Executives Oahu is about to start another session of

Executives In Training!

The EIT Program is an in depth training program.  It is designed to take Real Estate Agents, who are not happy with their current sales volume as well as New Real Estate Agents that are just starting out in the industry, from how to create and work with the Purchase Contract and Addendums to Marketing, Advanced Marketing, Creating an Income and How To Make A Living As A Real Estate Agent In Hawaii. 

Please call Gayle Fujita Ramsey RA,

Director of Training and Realtor Development, Realty Executives Oahu

at (808) 388-1485 to reserve your seat today or hold one for the next EIT Training Session!

Email gfujita@hawaii.rr.com 

The Next Class Starts on Monday, August 4th, 2008.  Seats are limited. 

 Honolulu homes for sale range from Honolulu proper to Hawaii Kai to Kailua to Kaneohe up to the North Shore and back to Honolulu.  Here are some of our listings on Oahu from all around the island.  If you would like a bigger picture, please click on the GreatHawaiianHomes.com Logo to go to the Property Search. 

 

 

 

 

 

 

Single Family
ML#: 2811266	Active			LP: $380,000*	FS - Fee Simple
TMK: 1-9-1-101-018-0000
Addr: 911749 Pepper Row
City: Ewa Beach		HI		Zip: 96706
Regn: Ewaplain				Neighborhood: EWA VILLAGES
Roofd Liv Ar: 1,184		New Dev/Const: No		Bedrms: 3
Roofd Oth Ar: 396		Yr Built: 1996		Baths: 2 / 0
Opn Lanai Ar: 160		Remod Yr:		Furnished: Partial
Garage SF:				Mon Maint Fees: $30
Land SF: 9,644				Mon Assn Fees: $
Acres: 0.221		Flood: D		Other Mon Fees: $
Zoning: 05 - R-5 Residential District		Mon Rental Inc: $		Total Mon Fees: $30

Assd Val Land: $388,100	Tax Year: 2008	Elem School: Ewa Beach
Assd Val Imprv: $147,000	Mon Taxes: $136	Middle School: Ilima
Assd Val Total: $535,100	Home Exemp: 0	High School: Campbell
Community Assn: Ewa Villages	Community Assn #:	CPR: No   Public Rpt #:

LO:Realty Executives Oahu	LO#: (808) 949-0020	LT: ER	Comp: 3	Dual/Var:
LA: Michael R Fujita	LA#: (808) 630-1828	Desig: RA	GE Tax by Seller: Yes	Method:
LA Email: ramsey005@hawaii.rr.com	Pgr#:	LA Cell#: (808) 630-1828	Fx#: (808) 456-3343
CLO: Realty Executives Oahu	CLO#: (808) 949-0020		LD: 7/5/2008	XD: 7/4/2009
CLA: Gayle T Fujita Ramsey	CLA#: (808) 388-1485	Type:	DOM: 28
CL Email: gfujita@hawaii.rr.com	CLA Cell#: (808) 388-1485
Call Listor easy to show 630-1828. Please use Rene Yamauchi at Title Guaranty Pearl Ridge.

PRICED TO SELL! Short Sale Approval Required. Large Flat lot with Golf Course behind. Great neighborhood for kids, end of cul-de-sac. Central Air, Fenced Yard. Expanded Carport, Sprinklers and HUGE patio in backyard. Perfect for BBQs. Lanai enclosed without permit. SOLD AS IS.

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View      Golf Course Lot Description      Clear Predominant Topography      Level Location      Cul-De-Sac      Dead End Number of Stories      One Building Style      Detached Property Condition      Average Parking      2Car      Carport Construction/Exterior Finish      Above Ground Roofing      Asphalt Shingle Pool	None Property Frontage      Golf Course Amenities      Landscaped      Lawn Sprinkler      Patio/Deck      Wall/Fence Additional Rooms      Enclosed Lanai      Open Lanai Floor Covering      Vinyl      W/W Carpet Inclusions      AC Central      AC Split      Blinds      Ceiling Fan      Disposal      Dryer      Microwave      Range Hood	Range/Oven      Refrigerator      Smoke Detector      Solar      Washer Security      Key Easements      Other Set-Backs      Of Record Disclosures      Lender Approval Reqd      Non Resident Owner      Property Disclosure Stmt Other Fee Includes      Association Utilities Included      Cable      Connected      Internet Cable      Public Water      Sewer Fee	Telephone Roads      Paved      County Possession      At Closing Occupancy      Vacant Terms Acceptable      Cash      Conventional Sale Conditions      Short Sale Land Recorded      Land Court Showing      <8 Hrs Notice Reqd

 

Single Family
ML#: 2812392	Active			LP: $509,000	FS - Fee Simple
TMK: 1-9-4-117-052-0000
Addr: 94783 Kepakepa Pl
City: Waipahu		HI		Zip: 96797
Regn: Waipahu				Neighborhood: WAIPIO GENTRY
Roofd Liv Ar: 780		New Dev/Const: No		Bedrms: 2
Roofd Oth Ar: 0		Yr Built: 1983		Baths: 1 / 0
Opn Lanai Ar: 0		Remod Yr:		Furnished: Partial
Garage SF: 0				Mon Maint Fees: $8
Land SF: 2,833				Mon Assn Fees: $0
Acres: 0.065		Flood: D		Other Mon Fees: $0
Zoning: 05 - R-5 Residential District		Mon Rental Inc: $0		Total Mon Fees: $8

Assd Val Land: $352,200	Tax Year: 2008	Elem School: Kanoelani
Assd Val Imprv: $75,800	Mon Taxes: $96	Middle School: Highlands
Assd Val Total: $428,000	Home Exemp: 80000	High School: Pearl City
Community Assn: Waipio	Community Assn #: 808-671-2272	CPR: No   Public Rpt #:

LO:Realty Executives Oahu	LO#: (808) 949-0020	LT: ER	Comp: 0	Dual/Var:
LA: Michael R Fujita	LA#: (808) 630-1828	Desig: RA	GE Tax by Seller: No	Method:
LA Email: ramsey005@hawaii.rr.com	Pgr#:	LA Cell#: (808) 630-1828	Fx#: (808) 456-3343
CLO: Realty Executives Oahu	CLO#: (808) 949-0020		LD: 7/26/2008	XD: 7/25/2009
CLA: Gayle T Fujita Ramsey	CLA#: (808) 388-1485	Type:	DOM: 7
CL Email: gfujita@hawaii.rr.com	CLA Cell#: (808) 388-1485

An Excellent, Move In Ready Home in Waipio Gentry! 2 Bedrooms, 1 Bathroom & Landscaped! Updated Kitchen, Ceramic Tile, Patios, Fenced Yard, Designer Tile in Bathroom, Private Patio off Guestroom, Two Car Garage, Ceiling Fans, Grassy Area for Fido to do his Business, On Cul-De-Sac, Fresh Paint...I'm Out of Breath...Low Yard Up Keep Too! Call Today, easy to see! This Home is EXTRA Clean!

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View      Sunset Lot Description      Clear Predominant Topography      Level Location      Cul-De-Sac Number of Stories      One Building Style      Detached Property Condition      Excellent Parking      2Car      Driveway      Garage      Street Construction/Exterior Finish      DoubleWall      Slab      Wood Frame Roofing	Tile Pool      None Property Frontage      Other Amenities      None      Landscaped      Patio/Deck      Wall/Fence Additional Rooms      None Floor Covering      Ceramic Tile      W/W Carpet Inclusions      Auto Garage Door Opener      Cable TV      Dishwasher      Disposal      Dryer      Microwave      Range Hood      Range/Oven	Refrigerator      Smoke Detector      Washer Security      Key Easements      Other Set-Backs      C&C      Of Record Disclosures      Call Listor      Pet On Property      Property Disclosure Stmt      See Remarks Other Fee Includes      Association Utilities Included      Cable      Connected      Gas      Public Water      Sewer Connection Reqd      Sewer Fee	Telephone      Underground Electricity      Water Roads      Paved Possession      45 or Less Occupancy      Owner Terms Acceptable      Cash      Conventional      FHA      VA Land Recorded      Land Court Showing      <8 Hrs Notice Reqd

 

Single Family
ML#: 2807700	Active			LP: $649,000*	FS - Fee Simple
TMK: 1-9-4-116-093-0000
Addr: 941120 Pulai St
City: Waipahu		HI		Zip: 96797
Regn: Waipahu				Neighborhood: WAIPIO GENTRY
Roofd Liv Ar: 2,044		New Dev/Const: No		Bedrms: 3
Roofd Oth Ar: 480		Yr Built: 1985		Baths: 2 / 1
Opn Lanai Ar: 480		Remod Yr:		Furnished: Partial
Garage SF: 436				Mon Maint Fees: $
Land SF: 6,013				Mon Assn Fees: $8
Acres: 0.138		Flood: D		Other Mon Fees: $
Zoning: 05 - R-5 Residential District		Mon Rental Inc: $		Total Mon Fees: $8

Assd Val Land: $446,500	Tax Year: 2007	Elem School: Kanoelani
Assd Val Imprv: $270,900	Mon Taxes: $394	Middle School: Highlands
Assd Val Total: $717,400	Home Exemp: 80000	High School: Pearl City
Community Assn: Gentry Waipio Comm	Community Assn #:	CPR: No   Public Rpt #:

LO:Realty Executives Oahu	LO#: (808) 949-0020	LT: ER	Comp: 2.5	Dual/Var:
LA: Michael R Fujita	LA#: (808) 630-1828	Desig: RA	GE Tax by Seller: Yes	Method:
LA Email: ramsey005@hawaii.rr.com	Pgr#:	LA Cell#: (808) 630-1828	Fx#: (808) 456-3343
CLO: Realty Executives Oahu	CLO#: (808) 949-0020		LD: 5/6/2008	XD: 5/5/2009
CLA: Gayle T Fujita Ramsey	CLA#: (808) 388-1485	Type:	DOM: 88
CL Email: gfujita@hawaii.rr.com	CLA Cell#: (808) 388-1485
Seller says, 'SELL IT NOW!' Great condition but sold 'as is'. Please use Rene at TG Aiea. Call Mike for showing info 630-1828. Make it a GREAT Day!

Huge Price Drop! Great living in this spacious home situated on a large lot on a Cul De Sac. Large family room and huge covered lanai for your indoor and outdoor enjoyment. Fenced private yard. Fruit Trees, Ceramic Tile Entry, Kitchen & Family Room, Formal Livingroom. Great Location, Walk/Jog/Bike path, Costco, Waikele Shopping Center, Golf, Waipio Park & Bases. Seller says, 'SELL IT NOW!'

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View      Mountain Lot Description      Clear Predominant Topography      Level Location      Cul-De-Sac      Dead End Number of Stories      Two Building Style      Zero Lot Line Property Condition      Above Average Parking      2Car      Garage Construction/Exterior Finish      DoubleWall      Slab      Wood Frame Roofing      Composition	Other Pool      None Amenities      Landscaped      Other      Patio/Deck      Wall/Fence Additional Rooms      Den/Study      Dining Area      Dining Room      Eat In Kitchen/Nook      Family Room      Open Lanai      Other Floor Covering      Ceramic Tile      W/W Carpet Inclusions      AC Window Unit      Blinds      Ceiling Fan      Dishwasher	Disposal      Drapes      Dryer      Microwave      Range/Oven      Refrigerator      Smoke Detector      Washer Security      Key Easements      Electric      Other Set-Backs      Of Record Disclosures      Call Listor      Property Disclosure Stmt Other Fee Includes      Association Utilities Included      Cable      Gas      Telephone	Water Roads      Paved Possession      45 or More      At Closing Occupancy      Vacant Terms Acceptable      Cash      Conventional Land Recorded      Land Court Showing      <8 Hrs Notice Reqd      Lock Box

 

Single Family
ML#: 2802953	Active			LP: $1,199,000	FS - Fee Simple
TMK: 1-4-6-027-046-0000
Addr: 46465 Hulupala Wy
City: Kaneohe		HI		Zip: 96744
Regn: Kaneohe				Neighborhood: HAIKU PLANTATION
Roofd Liv Ar: 1,650		New Dev/Const: No		Bedrms: 3
Roofd Oth Ar:		Yr Built: 1972		Baths: 2 / 0
Opn Lanai Ar:		Remod Yr:		Furnished: Partial
Garage SF:				Mon Maint Fees: $120
Land SF: 74,836				Mon Assn Fees: $
Acres: 1.718		Flood: D		Other Mon Fees: $
Zoning: 56 - Country District		Mon Rental Inc: $		Total Mon Fees: $120

Assd Val Land: $750,300	Tax Year: 2007	Elem School: Heeia
Assd Val Imprv: $84,100	Mon Taxes: $190	Middle School: King
Assd Val Total: $834,400	Home Exemp: 80000	High School: Castle
Community Assn: Haiku Plantations	Community Assn #:	CPR: No   Public Rpt #:

LO:Realty Executives Oahu	LO#: (808) 949-0020	LT: ER	Comp: 3	Dual/Var:
LA: Michael R Fujita	LA#: (808) 630-1828	Desig: RA	GE Tax by Seller: No	Method:
LA Email: ramsey005@hawaii.rr.com	Pgr#:	LA Cell#: (808) 630-1828	Fx#: (808) 456-3343
CLO: Realty Executives Oahu	CLO#: (808) 949-0020		LD: 2/17/2008	XD: 2/16/2009
CLA: Gayle T Fujita Ramsey	CLA#: (808) 388-1485	Type:	DOM: 167
CL Email: gfujita@hawaii.rr.com	CLA Cell#: (808) 388-1485
With a new roof, paint and some work inside it will be a great home again! Sq ft does not match tax records. Sold as is, please use Rene Yamauchi at TG Aiea.

Here's a wonderful home that lives like a tree house in Haiku Plantations with an OCEAN VIEW! It's on a quiet Cul-de-Sac and with a new roof, paint and some work inside it will be a great home again! Sitting on nearly 1.72 acres, this home has great privacy in this Exclusive Gated Community with 24 hour Guard Service! This home is being sold as is. Comes w/3 architectural drawings for new houses.

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View      City      Coastline      Marina/Canal      Mountain      Ocean      Sunrise Lot Description      Irregular      Wooded Predominant Topography      Hilly      Level Location      Cul-De-Sac Number of Stories      Split Level Building Style      Detached Property Condition      Fair Parking      2Car	Boat      Carport      Driveway      Street Construction/Exterior Finish      Above Ground      DoubleWall      Wood Frame Roofing      Asphalt Shingle      Wood Shake Pool      None Amenities      Patio/Deck      Solar Heater Additional Rooms      Dining Room      Family Room      Laundry Room      Open Lanai Floor Covering      Ceramic Tile	Inclusions      Dishwasher      Disposal      Dryer      Range Hood      Range/Oven      Refrigerator      Smoke Detector      Washer Security      Gated Community      Key Easements      Other Set-Backs      Of Record Disclosures      Property Disclosure Stmt Other Fee Includes      Association Utilities Included      Cesspool      Internet Cable	Public Water Roads      Paved      Private Possession      45 or Less      At Closing Occupancy      Owner Terms Acceptable      Cash      Conventional Land Recorded      Land Court Showing      <8 Hrs Notice Reqd      Listor Must Be Present      Lock Box

 

Single Family
ML#: 2720111	Active			LP: $2,400,000	FS - Fee Simple
TMK: 1-4-6-027-015-0000
Addr: 46482 Hulupala Pl
City: Kaneohe		HI		Zip: 96744
Regn: Kaneohe				Neighborhood: HAIKU PLANTATION
Roofd Liv Ar: 3,722		New Dev/Const: No		Bedrms: 5
Roofd Oth Ar: 1,000		Yr Built: 1972		Baths: 5 / 0
Opn Lanai Ar:		Remod Yr: 2003		Furnished: Partial
Garage SF: 760				Mon Maint Fees: $
Land SF: 50,965				Mon Assn Fees: $120
Acres: 1.170		Flood: D		Other Mon Fees: $
Zoning: 56 - Country District		Mon Rental Inc: $		Total Mon Fees: $120

Assd Val Land: $864,500	Tax Year: 2007	Elem School: Heeia
Assd Val Imprv: $607,400	Mon Taxes: $404	Middle School: King
Assd Val Total: $1,471,900	Home Exemp: 0	High School: Castle
Community Assn: Haiku Plantation	Community Assn #:	CPR: No   Public Rpt #:

LO:Realty Executives Oahu	LO#: (808) 949-0020	LT: ER	Comp: 3.0	Dual/Var:
LA: Michael R Fujita	LA#: (808) 630-1828	Desig: RA	GE Tax by Seller: Yes	Method:
LA Email: ramsey005@hawaii.rr.com	Pgr#:	LA Cell#: (808) 630-1828	Fx#: (808) 456-3343
Lock Box:			LD: 11/15/2007	XD: 11/14/2008
			DOM: 261
Views, Views, Views! This home has it all and it's easy to see. Please call Mike at 630-1828 for showings. GO TO HULUPALA.COM FOR MORE PICTURES! Please use Rene Yamauchi TG Aiea, home is in great shape and it is being sold as is.

Here is a home of homes! 5 bedrooms, 5 bathrooms. Ocean & Bay views to make you melt. TONS of interior space to spread out into, a Lanai over looking your Pool, the Ocean, Bay and the lights of Kaneohe down below makes this the place to be! There is also a separate Maids/Guest house! If you are ready to walk into your dream house, this home is a must see!

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View      City      Coastline      Mountain      Ocean      Other      Sunrise Lot Description      Irregular Predominant Topography      Terraced Location      Other Number of Stories      Three+ Building Style      Detached Property Condition      Above Average Parking      3Car+      Boat      Carport      Driveway      Garage Construction/Exterior Finish      DoubleWall      Wood Frame	Roofing      Wood Shake Pool      In Ground      Tile Property Frontage      Conservation Amenities      Entry      Landscaped      Maids/Guest Qrters      Patio/Deck      Storage      Wall/Fence Additional Rooms      Dining Area      Family Room      Laundry Room      Open Lanai Floor Covering      Ceramic Tile      Hardwood      Marble/Granite      W/W Carpet Inclusions      Auto Garage Door Opener      Cable TV      Ceiling Fan	Chandelier      Convection Oven      Dishwasher      Disposal      Dryer      Gas Grill      Home Warranty      Microwave Hood      Range/Oven      Refrigerator      Security System      Smoke Detector      Washer Security      Gated Community      Key Easements      Other Set-Backs      Of Record Disclosures      Pet On Property      Property Disclosure Stmt Other Fee Includes      Association Utilities Included      Cable      Gas	Internet Cable      Public Water      Septic      Telephone      Underground Electricity      Water Roads      Paved      Private Possession      At Closing Occupancy      Owner Terms Acceptable      Cash      Conventional Land Recorded      Land Court Showing      <8 Hrs Notice Reqd      Call Listor      Lock Box

Like any investment vehicle Oahu Real Estate and Real Estate as a whole has specific terms like any investment that an investor will need to know.  Very often sellers or properties will start tossing them around to see if a potential buyer knows what he or she a talking about.  Be on your best game, we're talking about money here!

Fee Simple - absolute title to land, free of any other claims against the title, which one can sell or pass to another by will or inheritance. This is a redundant form of "fee," but is used to show the fee (absolute title) is not a "conditional fee," or "determinable fee," or "fee tail." Like "fee" it is often used in deeds transferring title as in "Harry Hadit grants to Robert Gotit title in fee simple..." or similar words.

Leasehold- A leasehold interest is created when a fee simple land-owner enters into an agreement or contract called a ground lease with a lessee. A lessee buys leasehold rights much as one buys fee simple rights; however, the leasehold interest differs from the fee simple interest in several important respects. First, the buyer of residential leasehold property does not own the land and must pay ground rent. Second, his use of the land is limited to the remaining years covered by the lease. Therefore, the land returns to the lessor, and is called reversion. Depending on the provisions of any surrender clause in the lease, the buildings and other improvements on the land may also revert to the lessor. Finally, the use, maintenance, and alteration of the leased premises are subject to any restrictions contained in the lease.

Price/ Sq Ft -Price per Square Foot is a commonly used metric to compare properties. It is obtained by dividing the property price by the livable square feet in the property.

Rent/ Sq Ft- Rent per Square Foot is a commonly used metric to compare properties. It is obtained by dividing the estimated monthly property rental income by the livable square feet in the property.

Pre-tax Annual Cash-on-cash return- Pre-tax Annual Cash-on-cash return measures the annual total cash received by the Investor relative to the total investment in the property, before taxes.

Post-tax Annual Cash-on-cash return- Post -tax Annual Cash-on-cash return measures the annual total cash received by the Investor relative to the total investment in the property, after taxes.

Cap Rate- Cap Rate is the ratio of the net income produced by a property (after expenses, but independent of financing) and its price.

IRR - The Internal Rate of Return is the annualized effective compounded return rate which can be earned on the invested capital, i.e. the yield on the investment.

GRM - Gross Rent Multiplier is the ratio of the price of a property to its annual rental income before all expenses, including property taxes, property management, insurance, etc.

Rent Ratio- Rent Ratio is the ratio of the monthly rental income for a property to its price.

Pre-tax Annual Cash Flow- Pre-tax Annual Cash Flow measures the total cash returned to the Investor during the calendar year, after financing costs, but before taxes. The figure is independent of first-year down payment and closing costs, or final year sale proceeds.

Pre-tax Monthly Cash Flow - Pre-tax Monthly Cash Flow measures the total cash returned to the Investor during the average month, after financing costs, but before taxes. The figure is independent of first-year down payment and closing costs, or final year sale proceeds.

Post-tax Annual Cash Flow - Post -tax Annual Cash Flow measures the total cash returned to the Investor during the calendar year, after financing costs and taxes. The figure is independent of first-year down payment and closing costs, or final year sale proceeds.

Post -tax Monthly Cash Flow- Post-tax Monthly Cash Flow measures the total cash returned to the Investor during the average month, after financing costs and taxes. The figure is independent of first-year down payment and closing costs, or final year sale proceeds.

Equity in Property- Equity in Property measures the total equity owned by the Investor in the current year, including property value escalation, repaid loan principal, and property improvements.

Future Property Value-Future Property Value represents the Fair Market Value of the property in the current year, assuming property improvements and value escalation.

Cap Rate Implied by NOI/ Price- Cap Rate Implied by NOI/ Price derives the property "Cap Rate" by dividing the property's actual Net Operating Income (NOI), or income after expenses and taxes (but before financing), by the property price.

 

When you are ready to make a move on a commercial property, we will give you the same service excellance we give our residential buyer clients.  Here is what they and you can expect from us.

Your home is probably one of the biggest purchases you and your family will ever make.  Deciding on the right Oahu neighborhoods, the right time, the right amount of mortgage payments you can live with and even which home you will come to know as your own.  It is our job to guide you through the entire process.  From helping you find the right property to helping with the financing process, to making sure each and every real estate professional you come in contact with is working in your very best interest.  This is what you can expect from us:

Our services are FREE to you because the Seller pays all Real Estate Commissions.

We Rebate our Buyer Clients 20% of our commissions!  This is given to you as a credit at closing.  You may apply the money to the Principle of your new home or use it as you see fit, it's your money!

When choosing a new home, it will be helpful to know if the list price is Fair Market Value, Priced Over Fair Market Value or a Real Bargain!  Our high tech approach to valuation will give you this information Before we even visit the property for the first time.

We will go through the Hawaii Purchase Contractand ALL Addendums with you before you sign anything.  You will also find a great deal of information about the Purchase Contract and its Contingency Descriptions on our website at www.GreatHawaiianHomes.com .  This way, if you choose to become familiar with this document, you can.

We will give you recommendations on Real Estate Professionals whom are available to you.  We maintain NO affiliation with any of these Professionals; they are simply the best at what they do in our opinion.

Buyer's Agent.  Every buyer needs a buyer's agent that is dedicated to THEIR best interest.  As Realtors, and members of the National Association of Realtors and the Honolulu Board of Realtors, we are duty bound and Licensed by the State of Hawaii to Protect your Best Interest at ALL Times.

We often work with Mainland Buyers and families doing Hawaii Relocations.  This is easily accomplished by use of Posted Video Tours of homes they have selected to see more of from our emails, emailing of documents, faxing of documents by way of our Toll Free Fax Line, and by excellent communication skills.  We have and can also email pdf Slideshows of homes for Mainland Buyers directly to their inbox.

Once we have fully explained the various contracts to you and you make an informed decision as to your acceptance or rejection of them, we will do the face to face negotiating with the Seller's Agent for you to be sure you are getting the best terms the Seller will give.  We do our best to keep your transaction as stress free and pleasant as possible.

Not only will we walk through every home together, we will review all inspection reports generated during your transaction.  It is important that you know exactly what you are buying and its condition, even inside the walls!

We are proud to have represented a great many families in their purchases of new homes.  You will have the full benefit of our years of experience as Realtors acting as Buyer's Agents.  We promise not to hold anything back from you...ever.

Our website at www.GreatHawaiianHomes.com is a big advantage to buyers.  It explains the buying process in detail and many clients have to us for assistance because they like our website so much.  It is very down to earth, just like us.  Let's chat over coffee...

Welcome to 2008's Oahu Real Estate Market!  We all know about the crazy things happening in the mainland in the residential housing market.  Hawaii's residential market is not doing nearly as bad as the mainland and prices are trying to hold up here.  This is due to several reasons, which are all to be written about in upcoming posts.

When it comes to Oahu Farms and Ranches, they do not follow the same appreciating pricing logic as Honolulu residential property.  Oahu Farms and Ranches are more like Oahu commercial properties and with commercial properties, their value only increases when the amount of money they throw off month-to-month goes up.  If beef prices were way down due to Mad Cow or a Vegetarian Revolution or for whatever reason, the value of a cattle ranch would also drop.  The opposite is true if beef prices sharply increase.

There is a line of thought in Real Estate called, "Highest and Best Use."  You see it all over Honolulu today.  If you have a farm or ranch that is just sitting there being nonproductive, its value as such would be very low.  However, what if that open land would be an excellent place for a shopping mall and a couple of High Rise Condominium Buildings?  You have just vastly increased the amount of money that that parcel of land can generate month-to-month and therefore, increased its value.  You have also applied its Highest and Best Use to it.

This scenario really only holds true if it's really just a farm or ranch.  If it has a beautiful Oahu High-End Home on it, where the home might have a value of 2 Million Dollars plus, there is a High End Residential Market in hawaii that operates separately from the normal Honolulu residential market.  It is true that there are relatively few buyers in this market, but these buyers come from all over the world to find Hawaii's special properties. 

Worldwide buyers for high-end property are a very good thing, especially when the US Dollar (USD) is on sale against most major currencies.  This too is a topic for another post. 

In the past I have been asked to break up large posts, so I will.  Next time, I will give you a list of Investing terms for Real Estate.

Cheers-

Mike

Here is a list of some Investor Terms that you might want to be familiar with if you are thinking of being a Real Estate Investor.